Want to know how refineries deal with getting water out of the crude before running it through their equipment?
Why does Mercedes Benz, king of the idi engine use a fuel heater on every single engine before the separator?
You don't
need to run heaters for you fuel system, just like most the engines up through the '40's did not
need an oil filter or fuel filter.
If you want to see something really cool here is a lesson on separating water from fuel (or oil). Take a quart mason jar, Fill up half way with diesel fuel and another 10% or so of water. shake the heck out of it to let it mix in. Now watch how long it takes to separate. Even pour it through you favorite separator and then see how well it did.
Now heat it up to 195% F. and do it again.

Now do it with just your regular filter, no water separator and mix in a little used engine oil and even a bit of sand.

The difference in cleaning and separating anything from fuel or oil at it's proper temperature is HUGE! Heck - take an oil filter and pour 1 gallon of old grimy oil threw a new filter and cut it apart. Now do it with the oil warmed up.
If your going to put a system together, this is along the line of what I would run in colder country, here in the desert, just the heater hose heat exchanger head is plenty since no cold starts are a concern.
https://utahbiodieselsupply.com/fuelfilterheater.php I know nothing about that company and am not recommending purchasing from them- example only If
http://leroydiesel.com/product-category/fuel-delivery/ sells the heater set up like this with the mini blanket and heated head definitely get it from him. I glanced on his page, but he has a ton of stuff not on there iirc.