Your well system example is correct.
A surge tank is to have more volume of fuel at the ready, but without a secondary pump (and regulator system) the pressure has to be maintained by the primary pump. But it makes the primary pump run at a more constant speed instead of cycling so bad.
The difference of an accumulator sytem is a bladder to equalize the system by an outside pressure source.
Pulling the fuel tank and making increased supply and lp return (along with still needing the ip return sized according to pump builder specs): a major pain in the butt. However once it is done, the knowledge that it is never again a problem is worth it on serious hot rod imo.
That draft/ return kit they showed in the second video looks pretty enticing, especially if they have multiple sizes available.
Factory assy for gauge and ip return line and 2 new tubes for supply and lp return.